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The 4 Things You Need To Know About Legal Insurance

The 4 Things You Need To Know About Legal Insurance

If you find yourself in need of legal advice or are in trouble with the law, your first course of action will be to seek out a qualified and experienced attorney. But what if you could be prepared with not just dependable legal counsel, but also an actual legal plan ahead of time in the event that the need arises? What many people fail to realize is that they can have access to affordable legal services for nearly any type of situation. With legal insurance plans, enrollees pay a nominal monthly rate to ensure their coverage and eradicate the substantial hourly fees that can occur. Because there are many individuals who are unfamiliar with legal insurance, we’ve compiled some frequently asked questions (and answers) about it:

Is legal insurance like health insurance?

In certain ways, yes! Similar to a health insurance plan, a legal insurance plan allows you to pay a monthly fee in exchange for coverage. However, unlike health insurance plans, legal insurance tends to be less expensive than health insurance, and, in most cases, you are not required to pay a deductible or provide a co-pay.

What do legal insurance plans cover?

Throughout your lifetime, a number of situations will arise where having some form of legal insurance could come in handy. According to a Reuters article, at least sixty-six percent of divorced couples in the United States are childless; if you find yourself going through a divorce or a custody battle, you will be in need of legal assistance. The outcome of adoptions, estate planning, living wills, and DUIs can all often be improved with the help of legal services, and depending on your legal insurance plan, these services may be covered.

How does legal insurance work?

By enrolling in a legal insurance plan and paying your monthly premiums, you will gain access to a large network of licensed and experienced attorneys from all across the state. With a legal insurance plan, you will be receiving the same high caliber legal assistance as anyone else might, but at a fraction of the cost. As an added benefit, spouses and dependents of enrollees may also be eligible for specific legal services included in your coverage.

Can I choose my own attorney?

Absolutely! Enrollees have access to our extensive network of practicing Florida attorneys. With Florida Legal Insurance, you will never be randomly assigned a lawyer, and as part of your plan, you are free to consult with an attorney before deciding to hire him or her.

If you have additional questions in regard to obtaining a legal insurance plan for you, your family, or your business, or have specific questions regarding what legal issues are covered, be sure to contact us today.

As a not-for-profit, member-driven organization, our mission is for every Florida resident to have access to affordable and comprehensive legal protection.